Kelly Right Real Estate of Idaho LLC Lenders

Modus Mortgage NMLS# 1028232

  • NameSteve Fisher
  • LicenseNMLS 280677
  • Phone509-475-5780
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About

Modus Mortgage, NMLS# 1028232, is an innovative home loan company designed by real estate and mortgage professionals to benefit you. We pride ourselves on an unparalleled customer experience. Our loan officers are committed to you and your housing goals. We are so confident in our rate and fee structure, that we insist our clients compare home and refinance loans, because rates matter in helping you increase your purchase power. Experience the Modus Mortgage difference and give us the opportunity to earn your home loan business.

Apply online or give us a call today!

Modus Mortgage NMLS#1028232 | 1-844-663-8711 | HQ: 140 S Arthur St, #600 Spokane, WA 99202 | Licensed: Washington, Idaho, Oregon, Montana, , Oklahoma, Alabama & Florida | Equal Housing Opportunity | Affiliated Business Disclosure | NMLS Consumer Access

About Ronnie Hale

Ronnie Hale
Real Estate Broker | Kelly Right Real Estate – Boise, ID

With over 30 years of real estate experience, I help clients in Boise and throughout the Pacific Northwest make confident, informed decisions in buying, selling, developing, or investing in property. As a Real Estate Broker at Kelly Right Real Estate, I combine in-depth real estate knowledge with expertise in financial services, estate planning, and construction finance to guide my clients through some of life’s most important financial choices.

Licensed Real Estate Broker in:

  • Current Licenses: Idaho, Oregon, and Washington
  • Previous Licenses Held: Florida, California, Georgia, Utah, and Arkansas

What I Bring to the Table for You

I take a holistic approach to real estate—helping clients see the full picture, not just the transaction. My work is rooted in three core pillars: strategy, education, and teamwork.

  • Strategic Advisory: I don’t just help clients buy or sell; I help them build wealth. My deep background in estate planning and financial services allows me to integrate tax planning, legacy strategies, and cash flow optimization directly into the real estate process.
  • Financial & Development Expertise: As a former Hedge Fund Manager, I bring decades of experience in complex financing structures, construction lending, capital stack design, and investment modeling. My past roles as a General Contractor and developer give me an edge when advising clients on land acquisition, new construction, and rehab projects.
  • Collaborative Teams: I curate high-caliber teams of trusted professionals—estate planners, tax strategists, financial advisors, and lenders—to deliver end-to-end support that empowers clients to move forward with clarity and confidence.

Career Highlights

  • Directed and managed over $67 million in residential and commercial development and construction projects
  • Founded a California-accredited real estate and mortgage college, training professionals in industry-leading best practices
  • Serve as the Utah Director of the Hedge Fund Association, offering clients access to a wide financial network and capital partners
  • Successfully navigated multiple market cycles, helping clients build resilient real estate portfolios in both boom and downturn conditions

Let’s Build Your Real Estate Success

Whether you're buying your first home, investing in multifamily properties, developing land, or creating an estate plan, I’m here to help you make smart, forward-thinking decisions. Backed by Kelly Right Real Estate’s powerful tools and my deep financial network, you’ll get more than a broker—you’ll get a committed partner with the insight and resources to take you further.

 

Let’s connect and chart a custom strategy for your real estate and financial success in Boise and beyond.